Life Insurance comes in many flavors and reasons for owning it. There are three questions to ask in the decision process of acquiring additional life insurance; How is your Health? Do you qualify for additional life insurance? What is this going to cost? (What is the right kind to own?) What is proper amount of life insurance to own? In this section, we will take a look at the above questions. Here you will find some definitions and my opinions.   A sidenote: Your author, Dennis P Begley CLU ChFC, has over 25 years in the life insurance business. CLU mean Chartered Life Underwriter ChFC means Chartered Financial Consultant