Employee Benefits

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Contact Info

 
Email Address

info@begley-group.com

 
Phone Number

(612) 308-6577

 
Location

5115 Excelsior Blvd., #202 St Louis Park, MN 55416

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Employee Benefits

A Competitive Edge for Your Business

In today’s job market, employee benefits are more than just perks — they’re a powerful tool to attract top talent and keep your best people. A well‑designed benefits package shows employees you value their well‑being, helps reduce turnover, and strengthens your company culture.

Why a Long List Matters

The more benefits you can list, the more attractive your business looks to current and prospective employees. That doesn’t mean you have to pay for every item on the list — many valuable benefits can be offered on a voluntary basis, with employees choosing and paying for the options that fit their needs.

Types of Employee Benefits

Below are examples of benefits you can offer. Each can link to its own page for more details:

  • Group Medical

  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance (Short‑Term & Long‑Term)
  • Accident Insurance
  • Critical Illness Coverage
  • Hospital Indemnity Plans
  • Flexible Spending Accounts (FSA)
  • Health Savings Accounts (HSA)
  • Employee Assistance Programs (EAP)
  • Wellness Programs
  • Retirement Plans (401k, SIMPLE IRA)
  • Paid Time Off (PTO)
  • Professional Development & Training

Spotlight: Level Funded Group Medical

Level Funded group medical plans combine the cost control of self‑funding with the predictability of fully insured plans. They can be less costly because:

  • You only pay for the actual claims your group incurs (up to a set maximum).
  • If claims are lower than expected, you may receive a refund at year‑end.
  • Fixed monthly payments make budgeting easier.

This approach can deliver significant savings for healthy groups — without sacrificing coverage quality.

Click here to read more about Level Funded Small Group Medical,

Let’s Talk

Whether you’re building your first benefits package or looking to improve your current one, we can help you design a plan that fits your budget and your team’s needs. Contact us today to explore how Level Funded group medical and a smart mix of voluntary and employer‑paid benefits can give your business a competitive edge.

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Why Employee Benefits Matter

  • Attract and retain top talent in a competitive market
  • Boost employee satisfaction and loyalty
  • Offer flexible options to fit diverse needs

Your Advantage with The Begley Group

  • Expert guidance on plan design and compliance
  • Access to cost‑effective Level Funded medical plans
  • Custom mix of employer‑paid and voluntary benefits
A competitive benefits package shows employees you value their health, security, and future. In today’s job market, salary alone often isn’t enough — candidates compare benefits before accepting offers, and current employees are more likely to stay when they feel supported. Even a mix of employer‑paid and voluntary benefits can make your business stand out without breaking your budget.
Employer‑paid benefits are fully or partially funded by your business — like health insurance, retirement contributions, or paid time off. Voluntary benefits are offered through your company but paid for by employees at group rates — such as dental, vision, accident, or critical illness coverage. Offering both types expands your benefits list and gives employees more choice, without requiring you to cover every cost.
Level Funded plans combine the predictable monthly payments of a fully insured plan with the potential savings of self‑funding. You pay a set amount each month, but if your group’s claims are lower than expected, you may receive a refund at the end of the year. For healthy employee groups, this can mean significant savings compared to traditional plans — without sacrificing coverage quality.