Disability Insurance
Protect What Matters Most
Protect your income and lifestyle if illness or injury keeps you from working. Disability insurance provides a financial safety net when you need it most.
At Begley Group, we help you find clear, affordable solutions that align with your goals—not just now, but for the long run.
Let’s make sure your tomorrow is protected.
Why Disability Insurance Matters
- Replaces a portion of your income if you can’t work due to illness or injury
- Helps cover essential expenses like mortgage, utilities, and groceries
- Protects long‑term savings and retirement plans from being drained
- Provides peace of mind knowing your family’s lifestyle is safeguarded
Short‑Term Disability
- Covers temporary conditions (weeks to months)
- Helps bridge the gap until you recover or long‑term benefits begin
Long‑Term Disability
- Provides income replacement for extended or permanent disabilities
- Can last for years, often until retirement age
Common Questions About Disability Insurance
How much of my income is covered?
Most policies replace 50–70% of your gross income.
Most policies replace 50–70% of your gross income.
When do benefits start?
Short‑term coverage may begin within days; long‑term usually has a waiting period of 90 days or more.
Can I have both short‑ and long‑term coverage?
Yes — many people layer them for complete protection.
Secure Your Income Today
Don’t leave your financial future to chance. Disability insurance ensures you and your family can stay on track, even if life takes an unexpected turn.
